On a server that does not honor expired coins the custody tier in force is "self": renewal stays automatic there, in the app and the workerHEADmaster

"Coinos holds my coins" was meant to exist only on servers that keep
cosigning a coin past its timelock (the presets carry honorsExpired), and
the custody card hid it elsewhere and showed "self". But the tier the
renewal pass and the worker mirror read came from the stored choice or the
custodial default regardless of server, so a wallet on Second or a custom
captaind (where an expired coin is gone) renewed nothing and warned of
nothing since 648a550 (2026-10-22): no backstop orders, no renewal in the
last hours, and the worker registering nothing while closed.

getCustody() now returns "self" in place of "custodial" whenever the active
server does not honor expired coins ("exit" stays "exit"); the mirror
carries the same, so the worker follows. The stored choice is left alone
for a later switch back to a coinos server, and choosing a tier always
writes it. tools/ark/custody-foreign-test.js: a custom server with no
honorsExpired, nothing stored or "custodial" stored, reads as "self", the
card offers only self/exit, and the renewal pass registers backstops and
renews the coin at its timelock.

Co-Authored-By: Claude Fable 5.1 <[email protected]>
Claude-Session: https://claude.ai/code/session_01QjVvE4YAcK3AGwV7kZXeN4

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