1 files changed, 2 insertions, 1 deletions
diff --git a/lib/payments.js b/lib/payments.js
index d257ed77..9eeec99a 100644
--- a/lib/payments.js
+++ b/lib/payments.js
@@ -33,10 +33,11 @@ export let debit = async ({
   user,
   type = types.internal,
   id = v4(),
-  rate = store.rates[currency]
+  rate
 }) => {
   let ref;
   let { id: uid, currency, username } = user;
+    if (!rate) rate = store.rates[currency]
 
   let iid = await g(`invoice:${hash}`);
   if (iid && iid.hash) iid = iid.hash;