The real cause: the CORS preflight rejected our own auth header

NIP-98 puts the claim under an Authorization header, but the registrar
only allowed content-type in access-control-allow-headers, so browsers
blocked every claim before sending it. The failure arrived as a generic
network error, which the retry logic treated as transient — hence the
endless 'setting up your payment address' spinner. Bun tests never saw
it because they don't preflight.

Registrar now allows the header. Client-side, nothing may hang: signing,
the registrar call and the ark lookup all have timeouts, retries are
capped, and a one-minute watchdog always resolves the spinner into
either an address or the manual form.

Co-Authored-By: Claude Fable 5 <[email protected]>

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