Settings → Wallet lists Spending and Savings, each opening its balance card's settings. "can we make the spending wallet settings accessible through the main settings -> wallet page somehow?" (Adam, 2026-11-12), after Nils couldn't find the Spending settings: the gear on the Spending card was the only way in. A "Balance settings" card under the recovery phrase has a row per balance the wallet shows (Spending only once it's set up; a single-purpose wallet shows its one), each opening the same page as that card's gear (coins, renewals, custody and exit for Spending; lock, password, recovery phrase and public key for both). tools/balance-settings-row-test.js (mainnet, only the Ark server's info let through)HEADmaster

Co-Authored-By: Claude Opus 5.5 <[email protected]>
Claude-Session: https://claude.ai/code/session_01VMan6UKGJyuGyZFxddYRxS

2 files changed, 21 insertions, 1 deletions

diff --git a/src/app.js b/src/app.js
index 50aa5c8..e6e6843 100644
--- a/src/app.js
+++ b/src/app.js
@@ -3213,7 +3213,7 @@ function settingsTab() {
     // matters if the phone is lost tonight
     case 'wallet':
       if (ui.delAcct && a) return deleteAccountView(a);
-      return page(a ? [recoveryCard(a), walletNameCard(a), pubkeyCard(a), historyExportCard(), deleteAccountCard(a)] : []);
+      return page(a ? [recoveryCard(a), balanceSettingsCard(a), walletNameCard(a), pubkeyCard(a), historyExportCard(), deleteAccountCard(a)] : []);
     case 'payments': return page(featureAll('settingsCards').reverse());
     case 'pos': return page(featureAll('posSettingsCards').reverse()); // the till's own card first, then the terminal's
     case 'network': return page([networkCard(), explorerCard()]); // an old bookmark of the tile; the cards live under Advanced now
@@ -3906,6 +3906,23 @@ function recoveryCard(a) {
   );
 }
 
+// The balance cards' gears, reachable from Settings → Wallet too: "I simply
+// cannot find this option" (Nils, 2026-11-12) about the Spending card's gear.
+function balanceSettingsCard(a) {
+  if (a.id !== activeId) return null;
+  const views = a.kind ? [a.kind] : spendingActive() ? ['spending', 'savings'] : ['savings'];
+  const row = (view) => h('button', {
+    class: 'btn-ghost btn-block balance-settings-row', 'data-view': view,
+    style: 'display:flex;align-items:center;gap:10px;text-align:left;padding:10px 4px',
+    onClick: () => openWalletSettings(view),
+  },
+    h('span', { style: 'display:flex;color:var(--muted)', html: GEAR_ICON(18) }),
+    h('span', { class: 'col', style: 'flex:1;gap:2px' },
+      h('span', { style: 'font-weight:600' }, viewLabel(a, view)),
+      h('span', { class: 'small muted' }, t(view === 'spending' ? 'spendingSettingsDesc' : 'savingsSettingsDesc'))),
+    h('span', { class: 'muted' }, '›'));
+  return h('div', { class: 'card col', style: 'gap:4px' }, h('h3', {}, t('balanceSettingsTitle')), ...views.map(row));
+}
 function walletNameCard(a) {
   const saveName = () => {
     const v = (ui.editLabel || '').trim();
diff --git a/src/i18n.js b/src/i18n.js
index 1d14a36..194ce40 100644
--- a/src/i18n.js
+++ b/src/i18n.js
@@ -1224,6 +1224,9 @@ const STR = {
     explorerUrlHint: 'Esplora / electrs REST base, e.g. https://mempool.space/api',
     walletName: 'Account name',
     walletSettings: 'Account settings',
+    balanceSettingsTitle: 'Balance settings',
+    spendingSettingsDesc: 'Coins, renewals, who holds them, moving them out',
+    savingsSettingsDesc: 'Lock, password, recovery phrase, public key',
     securityTitle: 'Security',
     walletSettingsDesc: 'Name, recovery phrase, public key, and auto-logout for this account.',
     autolockTitle: 'Log out automatically',