A wallet on another ark server tells the registrar it is listening, so Lightning sent to its name arrives the moment it opens. A name whose wallet lives on Second (or a custom server) can only be paid over Lightning — the registrar's float can't arkoor to a server it isn't on — and only while the wallet is open to answer the registrar's offer request; its hourly retry with a six-second window rarely met a short phone session, and manna's 52 sats failed 449 times from 2026-10-18 to 11-03. Once the offer listener is up (nwc listen(), a beat after subscribing), the names feature POSTs /listening (NIP-98, coinosv3-server 14a6dd5) and the registrar sends whatever is queued for the name at once. Once per ten minutes, and never for a wallet on the coinos server: it is paid while asleep and spends no signature on this. tools/names-listening-test.js: nothing on coinos's server, one authed call on Second, no second within ten minutes, a registrar that is down is asked again next time

Co-Authored-By: Claude Fable 5.1 <[email protected]>
Claude-Session: https://claude.ai/code/session_01VMan6TFgisGKUDhdStLUvs

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