Settings → Wallet lists Spending and Savings, each opening its balance card's settings. "can we make the spending wallet settings accessible through the main settings -> wallet page somehow?" (Adam, 2026-11-12), after Nils couldn't find the Spending settings: the gear on the Spending card was the only way in. A "Balance settings" card under the recovery phrase has a row per balance the wallet shows (Spending only once it's set up; a single-purpose wallet shows its one), each opening the same page as that card's gear (coins, renewals, custody and exit for Spending; lock, password, recovery phrase and public key for both). tools/balance-settings-row-test.js (mainnet, only the Ark server's info let through)HEADmaster

Co-Authored-By: Claude Opus 5.5 <[email protected]>
Claude-Session: https://claude.ai/code/session_01VMan6UKGJyuGyZFxddYRxS

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